Resource Housing
Universal Credit and Housing Benefit: A Guide for Tenants
Housing Advice

Universal Credit and Housing Benefit: A Guide for Tenants

Housing Advice April 30, 2026 Housing Advice Team

One of the most common questions we receive from prospective residents is about benefits — specifically, whether they can use Universal Credit or Housing Benefit to cover the cost of supported accommodation. The short answer is yes, in most cases.

Universal Credit

Universal Credit is a monthly payment that combines several older benefits into one. It includes a housing element which can be used to pay your rent. If you are in supported accommodation, the housing element is calculated differently from standard housing — it is usually higher to reflect the additional support costs.

Housing Benefit

Some people, particularly those over pension age or in temporary or supported accommodation, may still claim Housing Benefit rather than Universal Credit. If you are unsure which applies to you, our team can help you work it out.

Claiming while in supported housing

When you move into a Resource Housing property, we will assist you in setting up or transferring your benefit claim. Our support workers are experienced in navigating the benefits system and can accompany you to appointments if needed.

What if my claim is delayed?

Delays in Universal Credit payments are common, particularly at first. We work with residents to manage any short-term gaps and can advise on advance payment options available from the DWP.

Do not let concerns about benefits stop you from applying. Get in touch with our team and we will guide you through everything.

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